Star H Equine Insurance

EQUINE

• FULL MORTALITY: Coverage for death resulting from accident, sickness, disease, humane destruction and theft.
• MAJOR MEDICAL: After a $250-$300 per claim deductible, this coverage pays most veterinary medical and surgical expenses up to $5,000 or $7,500 per claim.
• LOSS OF USE: Will pay 60% of the insured mortality value if your horse becomes totally and permanently unfit to perform its use as specified in the policy.
• STALLION INFERTILITY: Will pay 100% of the insured mortality value if your breeding stallion becomes permanently unable to breed because of an accident, sickness or disease.
• LIMITED MORTALITY: Death due to certain types of accidental causes such as fire, lightning, transportation, etc.

FARM AND RANCH

• FARM/RANCH OWNERS POLICY: Coverage for your home and contents, barns, farm buildings, farm equipment, tack and comprehensive personal and equine liability.

LIABILITY

• COMMERCIAL EQUINE LIABILITY: Covers bodily injury and property damage claims/suits resulting from your horse business.
• CARE CUSTODY & CONTROL LIABILITY: Covers your liability for injury, death, or theft of a customer’s horse while in your care, custody & control.
• HORSE CLUB/ASSOCIATION LIABILITY: Provides liability coverage for activities of your club/association throughout the year.
• THERAPEUTIC RIDING PROGRAM LIABILITY: Provides liability protection for your therapeutic riding program.
• PERSONAL HORSE OWNERS LIABILITY: Provides liability coverage for horse owners who have no commercial exposures.
• HORSE SHOW & SHORT TERM EVENT LIABILITY: Provides liability insurance protection if you put on shows, clinics, seminars, etc.
• UMBRELLA LIABILITY: Coverage will provide additional protection above your horse business and your Auto/Truck liability limits.