Star H Equine Insurance
Office: 877-827-4480  


Welcome to Star H Equine Insurance. We are knowledgeable horse people with over 45 years insurance experience and are dedicated to helping you with your horse/horse farm insurance needs. We are licensed in all states but Alaska, Hawaii, and South Dakota.


Call or email Star H Equine Insurance for a free quote today.
1-877-827-4480 or


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Office Hours:
Monday - Thursday: 8:30am – 5pm
Friday: 8:30am - 3pm

2023 Holiday closings:
Thanksgiving: Thursday–Friday, November 23-24
Christmas: Monday-Tuesday, Decemebr 25-26
New Years: Monday-Tuesday,  January 1-2 (2024)

Our founder, Butch Human, passed on 8/14/2021 after a brief battle with lung cancer.  As with the rest of Butch’s organized life, he had a succession plan in place passing the reins of Star H Equine Insurance to his wife, Lucinda, back in 2019 when he retired.  The transition in leadership has been seamless as Butch was able to mentor and supervise even after his “so called” retirement.  Please be confident that Star H Equine Insurance Agency will continue the customer service that Butch instilled in us, his staff.  If you have any questions, please feel free to reach out to your agent, or anyone on staff at Star H. Obituary

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Coverage Overview


      Full Mortality
Coverage for death resulting from accident, sickness, disease, humane destruction and theft.

      Major Medical
After a $250-$325 per claim deductible, this coverage pays most veterinary medical and surgical expenses up to $5,000 or $12,500 per claim.

      Surgical Expenses Only
After a deductible, Surgical Expenses Only coverage covers up to the amount of coverage purchased of surgical expenses incurred to save the life of a covered animal when the surgery is required as a direct result of a covered accident, sickness or disease.

       Loss of Use
Will pay 60% of the insured mortality value if your horse becomes totally and permanently unfit to perform its use as specified in the policy

       Stallion Infertility
Will pay 100% of the insured mortality value if your breeding stallion becomes permanently unable to breed because of an accident, sickness or disease.

       Limited Mortality
Death due to certain types of accidental causes such as fire, lightning, transportation, etc.

Equine Insurance


      Commercial Equine Liability
Covers bodily injury and property damage claims/suits resulting from your horse business.

      Care Custody & Control Liability
Covers your liability for injury, death, or theft of a customer’s horse while in your care, custody & control.

      Horse Club/Association Liability
Provides liability coverage for activities of your club/association throughout the year.

      Therapeutic Riding Program Liability
Provides liability protection for your therapeutic riding program.

      Personal Horse Owners Liability
Provides liability coverage for horse owners who have no commercial exposures.

      Horse Show & Short Term Event Liability
Provides liability insurance protection if you put on shows, clinics, seminars, etc.

Equine Liability Insurance

Farm / Ranch
Farn & Ranch

      Farm/Ranch Owners Policy
Coverage for your home and contents, barns, farm buildings, farm equipment, tack and comprehensive personal and equine liability.

Farm/Ranch Owner's Insurance




* The information provided here is intended to be a brief summary. Please contact Star H Equine Insurance and/or review your policy for more detailed information.

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